Credit Officer, Makurdi

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met. RESPONSIBILITIES Review loan requests Assess clients' financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans Daily & weekly repayment collection REQUIREMENTS AND SKILLS Proven work experience as a credit officer, loan officer, or similar role Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Excellent communication and interpersonal skills Customer service experience NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field BENEFITS: Starting Salary: 112,000 Monthly incentive Pension Bi-annual Profit Sharing HMO Flexible working hours: 11 am - 6 pm Yearly appraisal Salary review based on performance