Risk Manager

Key Responsibilities Develop and maintain enterprise, operational and risk-appetite frameworks and policies. Identify, assess, monitor and report strategic, operational, financial, credit and regulatory risks. Escalate risks that exceed or may exceed approved risk appetite. Conduct risk assessments, stress testing and scenario analysis. Monitor internal controls and ensure identified gaps are properly remediated. Maintain risk registers and track action plans with business-unit leaders. Oversee counterparty assessments and due diligence for investments and partnerships. Lead business continuity, crisis-management and incident-management programmes. Ensure business continuity tests are completed according to the approved schedule. Deliver risk-management training and provide guidance across the organisation. Advise Executive Management and the Board Risk Committee on key risk exposures. Ensure compliance with regulatory requirements, governance standards and industry best practices. Requirements An HND or bachelor's degree in Business, Economics, Accounting, Engineering or a related discipline. At least five years' relevant risk-management experience within financial services. Strong analytical, problem-solving and business-management skills. Excellent communication, organisation and stakeholder-management abilities. Knowledge of financial-sector regulations and risk-management policies. Proficiency in Microsoft Office, spreadsheets, databases and related software. Strong attention to detail and the ability to interpret financial and operational data. A master's degree or relevant professional qualification will be an advantage.