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Account Manager- Smart Phones at Tugende
Tugende
October 1, 2026
Full-time
On-site
Are you passionate about smartphone sales, customer relationships and business growth? Tugende Kenya is looking for a driven Account Manager - Smartphones to lead the growth and performance of our smartphone portfolio.
Reports To: General Manager
Application Opens: 01/10/2026
Application Closes: Once a suitable candidate is identified. Interviews will be conducted on a rolling basis.
About the role
The Account Manager - Smartphones will be responsible for the end-to-end management and growth of the smartphone portfolio, from agent recruitment and customer acquisition through disbursement, portfolio management, repayments, and customer retention.
The role will also drive smartphone sales targets, develop and manage the phone-agent network, monitor portfolio performance, and ensure compliance with Tugende's policies and procedures.
The successful candidate will exemplify and embrace Tugende's Core Values of: Integrity, Empathy, Solutions Oriented, Work as a Team and Always Growing.
Key Duties and Responsibilities
Smartphone Sales & Business Growth
Drive achievement of monthly and annual smartphone sales and revenue targets.
Develop strategies to grow sales across different smartphone brands and models.
Identify opportunities to increase customer acquisition, cross-selling, and retention.
Monitor sales performance and take corrective action to improve results.
Agent Recruitment & Management
Recruit, train, onboard, and manage smartphone sales agents in collaboration with merchants.
Build and maintain an active and productive agent network.
Set and monitor agent productivity targets and support agents to achieve them.
Conduct regular agent visits and meetings to strengthen engagement and performance.
Ensure agents are appropriately branded and have the required sales materials and support.
Customer Acquisition & Vetting
Market Tugende's smartphone products and services to prospective customers.
Conduct customer vetting in accordance with the Credit Policy.
Ensure accurate documentation and timely capturing of customer information in the CRM.
Ensure all approved customers meet the required documentation and eligibility standards.
Disbursement & Customer Onboarding
Ensure customers understand the loan agreement, payment terms, and their responsibilities.
Reinforce Tugende's No-Cash Policy and approved payment channels.
Ensure customers receive and sign the required documentation.
Complete all required customer training and system updates before disbursement.
Portfolio & Loan Management
Monitor portfolio performance and proactively follow up on overdue accounts.
Conduct customer follow-ups through calls and field visits and maintain accurate records.
Drive achievement of smartphone quality-of-sale and repayment targets.
Initiate appropriate recovery actions for accounts in default in line with company policy.
Ensure customer agreements and supporting documentation are properly maintained.
After-Sales & Customer Experience
Coordinate resolution of customer complaints and incidents.
Support customers with warranty and technical issues and follow up on stolen or damaged devices.
Maintain strong customer relationships and identify opportunities for repeat business and additional products.
Trade & Channel Activations
Work with the Marketing team to plan and execute local smartphone sales and brand activations.
Support agents in conducting localized sales activities.
Develop initiatives, campaigns, and incentives that strengthen agent engagement and channel growth.
Ensure appropriate stock levels are maintained in line with established guidelines.
Data, Systems & Compliance
Maintain accurate and timely customer, agent, and sales records.
Document all customer and agent interactions in the relevant systems.
Ensure compliance with Tugende's policies, procedures, and loan terms.
Qualifications & Experience
Diploma or equivalent qualification in Business or a related field.
At least 1 year of experience in sales, microfinance, consumer finance, or a related field, preferably with experience in smartphone or device financing.
Demonstrated ability to drive sales and manage a sales or agent network.
Strong interpersonal, communication, and relationship-management skills.
High level of integrity, accountability, and transparency.
Motorcycle riding will be an added advantage
Strong commitment, dependability, and ability to work independently and as part of a team.
Reports To: General Manager
Application Opens: 01/10/2026
Application Closes: Once a suitable candidate is identified. Interviews will be conducted on a rolling basis.
About the role
The Account Manager - Smartphones will be responsible for the end-to-end management and growth of the smartphone portfolio, from agent recruitment and customer acquisition through disbursement, portfolio management, repayments, and customer retention.
The role will also drive smartphone sales targets, develop and manage the phone-agent network, monitor portfolio performance, and ensure compliance with Tugende's policies and procedures.
The successful candidate will exemplify and embrace Tugende's Core Values of: Integrity, Empathy, Solutions Oriented, Work as a Team and Always Growing.
Key Duties and Responsibilities
Smartphone Sales & Business Growth
Drive achievement of monthly and annual smartphone sales and revenue targets.
Develop strategies to grow sales across different smartphone brands and models.
Identify opportunities to increase customer acquisition, cross-selling, and retention.
Monitor sales performance and take corrective action to improve results.
Agent Recruitment & Management
Recruit, train, onboard, and manage smartphone sales agents in collaboration with merchants.
Build and maintain an active and productive agent network.
Set and monitor agent productivity targets and support agents to achieve them.
Conduct regular agent visits and meetings to strengthen engagement and performance.
Ensure agents are appropriately branded and have the required sales materials and support.
Customer Acquisition & Vetting
Market Tugende's smartphone products and services to prospective customers.
Conduct customer vetting in accordance with the Credit Policy.
Ensure accurate documentation and timely capturing of customer information in the CRM.
Ensure all approved customers meet the required documentation and eligibility standards.
Disbursement & Customer Onboarding
Ensure customers understand the loan agreement, payment terms, and their responsibilities.
Reinforce Tugende's No-Cash Policy and approved payment channels.
Ensure customers receive and sign the required documentation.
Complete all required customer training and system updates before disbursement.
Portfolio & Loan Management
Monitor portfolio performance and proactively follow up on overdue accounts.
Conduct customer follow-ups through calls and field visits and maintain accurate records.
Drive achievement of smartphone quality-of-sale and repayment targets.
Initiate appropriate recovery actions for accounts in default in line with company policy.
Ensure customer agreements and supporting documentation are properly maintained.
After-Sales & Customer Experience
Coordinate resolution of customer complaints and incidents.
Support customers with warranty and technical issues and follow up on stolen or damaged devices.
Maintain strong customer relationships and identify opportunities for repeat business and additional products.
Trade & Channel Activations
Work with the Marketing team to plan and execute local smartphone sales and brand activations.
Support agents in conducting localized sales activities.
Develop initiatives, campaigns, and incentives that strengthen agent engagement and channel growth.
Ensure appropriate stock levels are maintained in line with established guidelines.
Data, Systems & Compliance
Maintain accurate and timely customer, agent, and sales records.
Document all customer and agent interactions in the relevant systems.
Ensure compliance with Tugende's policies, procedures, and loan terms.
Qualifications & Experience
Diploma or equivalent qualification in Business or a related field.
At least 1 year of experience in sales, microfinance, consumer finance, or a related field, preferably with experience in smartphone or device financing.
Demonstrated ability to drive sales and manage a sales or agent network.
Strong interpersonal, communication, and relationship-management skills.
High level of integrity, accountability, and transparency.
Motorcycle riding will be an added advantage
Strong commitment, dependability, and ability to work independently and as part of a team.