Job Description
To provide a virtual/ branch-based sales and service function by adding value to small businesses requiring financial and non-financial (e.g., platform business) solutions, which enables customers to pursue their ambitions, allowing them to stimulate and contribute to the South African economy.
Qualifications
Educational Qualifications:
Minimum:
Secondary School (Matric) or equivalent.
A diploma or degree in a relevant field, such as Business Administration, Finance, Accounting, or Banking, is often preferred.
Preferred:
Bachelor's degree in business, Finance, Economics.
Licenses & Certifications:
FAIS Representative (Financial Advisory and Intermediary Services Act) certification, especially in regions where this is a regulatory requirement.
Certifications in Risk Management, Credit Analysis, or Financial Services could be beneficial.
Relevant Experience:
Experience in Relationship Management: At least 3-5 years of experience managing relationships with business clients, including understanding their financial needs and providing tailored solutions.
Experience in Retail, Business or Commercial Banking: Familiarity with a range of business banking products and services (loans, credit facilities, cash management, etc.).
Sales and Business Development: Proven track record in sales, portfolio management, and business development, particularly in the enterprise or corporate banking space.
Risk and Credit Experience: Knowledge and experience in assessing and managing risk, as well as credit evaluation for business clients.
Client Support and Service: Demonstrated experience in providing ongoing support to clients while maintaining strong, long-term relationships.
Additional Information
Technical Competencies:
Active Listening
Organization Change Management
Risk Identification
Risk Management
Risk Reporting