To provide strategic leadership in business development in line with bank's overall strategy. The role responsible in leading the Credit Risk Manager, Relationship Manager -Business, and the Operations & Service Managers in meeting business developments strategic targets and responsible in establishing and maintaining key relationships with stake holders in the achievement of the Bank's strategic goals.
Active member of the Banks leadership, contributing to strategic, long, medium- and short-term plans aimed at achieving the bank and departmental objectives. Communicate and articulate the business strategy of the Bank to all stakeholders and keep staff engaged and focused on the business developments goals.
Key Accountabilities:
Financial Management
Spearhead the development of the annual and quarterly financial plans and budgets for the branch.
Direct the Branch's overall effort in growing business in optimum proportions to achieve set targets.
Develop and deepen relationships with existing and potential customers. Identify and disseminate market opportunities and information to guide business development efforts and product development.
Conduct regular business visits both to clients of the Bank, prospects and branch/affiliates of the Bank.
Maintain a sustainable, profitable and high-quality balance sheet.
Cost management - enforce cost optimization of the resources.
Continuously review business case for all products and the branch to ensure that all products and Sectors/Segments contribute positively to the strategic goals of the Bank.
Market & Customer Service
Act as the Banks's brand ambassador.
Participate in development & execution of strategies that build the Equity brand and endear it to its chosen markets.
ÃÂâÃÂÃÂÃÂïPosition Equity Bank Kenya as a preferred Bank.
ÃÂâÃÂÃÂÃÂïEnsure full adherence to the Bank's customer service chatter.
Increase market share in line with strategic ambitions and in a profitable, ethical, and sustainable manner.
Audit Risk & Compliance
Custodian and enforcement of policies and procedures from regulatory authorities, Equity bank and other stakeholders.
Put in place effective Business Continuity plan
Ensure audit and risk rating for the business unit improves and is within set thresholds as per the key performance indicators communicated sometimes.
Communicate and articulate the Bank's risk and control environment to the unit staff and ensure good appreciation of the same
People Management
Maintain the appropriate number and caliber human resource to deliver exceptional service, achieve targets and maximize the business' efficiency and effectiveness.
Manage succession at all levels and strive to have competent successors for every key position in the branch with the aim of efficient business continuity and cost management.
Mentor and coach staff to build their capacity to perform the roles assigned to them.
Provide career guidance and avail learning opportunities and assignments to enhance engagement and career progression.
Maintain high morale and motivated staff in the branch
Set performance expectations and conduct performance management evaluations promptly to ensure superior performance levels are maintained.
Adhere to HR policies in the management of employees.
Performance & Reporting
Optimize the use of the Bank's Management Information System for staff performance management.
Ensure optimum segmentation of the Bank's client database and targeted marketing on the various business segments.
Ensure data integrity is maintained regarding the database management and adequate assignment of clientele to business units and to relationship managers/Officers.
Submission of relevant and timely reports to the various key stakeholders to aid in decision making.
Qualifications
Education and Experience
Holder of a degree (business related preferably) from a recognized University will be desired) or its equivalent with 7 years' experience in a managerial function
Holder of banking professional qualifications such as ACIB or AKIB and working experience in a multicultural environment will have an added advantage
Over 12 years working experience at Financial Service industry (Banking), with prior experience in both Branch operations and credit having served in the current role for more than 5 years