Key highlights
Develop and execute a risk-based annual audit plan covering digital lending, credit operations, finance, ICT, and governance.
Provide assurance on credit risk management, portfolio quality, loan pricing, provisioning, and NPL management.
Ensure compliance with the Central Bank of Kenya Act, Digital Credit Providers Regulations, Consumer Protection Regulations, Data Protection Act, and Proceeds of Crime and Anti-Money Laundering Act, among other applicable laws.
Evaluate AML/CFT controls, customer protection practices, and complaint-handling mechanisms.
Provide assurance over IT general controls, cybersecurity, digital lending systems, and third-party service providers.
Lead fraud risk assessments and investigations into suspected misconduct or regulatory breaches.
Prepare high-quality audit reports and present findings to Management and the Board Audit & Risk Committee.
Lead, mentor, and develop the Internal Audit team while managing departmental resources effectively.
Qualifications & Experience
Bachelor's degree in Accounting, Finance, Business, IT, or related field (Master's degree an added advantage).
Professional certification: CPA (K), ACCA, CIA, CISA or equivalent; membership in ICPAK or relevant professional body.
Minimum 8 - 10 years' experience, with at least 5 years at senior audit/risk level in a financial institution.
Strong experience in microfinance, digital lending, fintech, banking, or SACCO environment.
Deep knowledge of CBK regulations, digital credit supervision, AML/CFT, and data protection frameworks.