Job Description
To assist the Workplace Banking and Personal Banking team with the origination of credit proposals within acceptable turnaround times. Overriding objective is to grow the Bank's lending book and maintain a high quality of lending assets through timely preparation of good quality credit applications.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce, Finance & Accounting or any other related field
Experience Required
5-7 years
Risk appropriate determination of risk grades incorporating structures, cash flows, covenants etc
Determination of credit appetite including (i) appropriateness of proposed structure considering tenor, profile, commodity price volatilities and ranking, (ii) concentration risk exposure
Identification and assessment of all pertinent risk areas together with mitigating factors
Understanding of underlying price sensitivities and applicable work-out-scenarios in the event of default
Being solutions orientated, providing innovative solutions to lending