Core Responsibilities for a Credit Officer
Source and onboard prospective borrowers including individuals, public servants, Paramilitary, and MDAs
Conduct field visits and community engagement to expand the client base
Perform detailed financial assessments and background checks on loan applicants
Evaluate repayment capacity, income streams, and credit history
Prepare comprehensive credit appraisal reports with recommendations
Support loan documentation, verification, and disbursement processes
Core Responsibilities for Deposit Mobilize
Monitor deposit performance and prepare reports on targets, leads, conversions, and renewals.
Actively recruit clients, register and maintain accounts, and promote the bank's deposit products.
Develop and maintain strong relationships with clients to ensure customer satisfaction and retention.
Design and implement strategies to attract fixed deposits, savings, and other liability products.