Job Summary
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Abeokuta, Ogun.
Asero
Obantoko
Shomorin
Elega
Odo Eran
Ita Oshin
Responsibilities
Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios.
To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
Review loan requests
Assess clients' financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyse risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection.
Requirements and skills
NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
Proven work experience as a Credit Officer, Loan Officeror similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience.
Benefits
Starting Salary: 112,000 per month
Bi-annual Profit Sharing
HMO
Flexible working hour 11am - 6pm
Yearly appraisal
Salary review based on performance.