Summary
The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.
Key Responsibilities
Assess the Bank's core risk areas and recommend appropriate mitigation measures.
Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
Review and escalate findings from customer complaints received via operation or CX , and support investigations in collaboration with the Unit Head.
Conduct daily transaction checks and exception reports, especially those related to GL postings, operations and loan disbursement.
Perform transaction call-over, quality control checks, and loan officer activity reviews.
Support the documentation and continuous improvement of the Bank's Enterprise Risk Management (ERM) framework.
Participate in periodic risk assessments and stress testing.
Carry out other ad hoc risk-related assignments as directed by the Unit Head
Qualifications & Requirements
Bachelor's degree in Finance, Risk Management, Accounting, Economics, or related field.
3- 4 years of relevant experience in risk, compliance, internal control, preferably within a microfinance or retail banking institution.
Familiarity with risk frameworks such as Risk Management Graduation Model (RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
Proficiency in risk reporting, issue tracking, and operational control monitoring.
Excellent communication and report-writing skills.
* Strong ethical judgment and attention to detail.