ESG Officer (Environmental, Social & Governance) at Moniepoint Inc.

About The Role


The ESG Officer is responsible for supporting the development, implementation, and monitoring of Moniepoint Microfinance Bank Ltd's Environmental, Social, and Governance (ESG) framework. The role ensures that ESG risks and opportunities are identified, managed, and integrated into the Bank's risk management, credit processes, and operations in line with regulatory requirements, investor expectations, and international best practices.


Key Responsibilities

ESG Framework & Policy Implementation


Support the development and implementation of the Bank's ESG and Sustainability Framework.
Assist in embedding ESG principles into enterprise risk management, credit risk, and operational processes.
Ensure alignment with applicable CBN guidelines, development finance institution (DFI) requirements, and global ESG standards.
Support periodic review and update of ESG-related policies and procedures.


Environmental & Social Risk Management


Identify, assess, and monitor environmental and social (E&S) risks associated with the bank's activities, including both its own operations (employees, facilities, logistics) and its customers (payments, lending, banking, credit).
Identify gaps and ensure compliance with customer protection principles, including CERISE SPTF best practice".
Support the integration of Environmental and Social Risk Management (ESRM) into credit appraisal and approval processes.
Conduct E&S risk screening, classification, and due diligence for lending activities.
Monitor compliance with environmental and social covenants, action plans and regulatory / legal requirements..


ESG Risk Monitoring & Reporting


Track ESG risks, incidents, and key performance indicators.
Support ESG data collection, validation, and reporting for internal management and external stakeholders.
Prepare ESG reports and disclosures for:

Executive Management
Board Committees
Regulators, investors, and DFIs


Support sustainability and impact reporting initiatives.


Governance, Compliance & Controls


Support governance structures relating to ESG oversight, including management committees and Board reporting.
Monitor compliance with internal ESG policies, codes of conduct, and ethical standards.
Support implementation of grievance redress mechanisms for customers, employees, and external stakeholders.
Assist in managing ESG-related audits, reviews, and regulatory examinations.


Stakeholder Engagement & Training


Support ESG awareness and capacity-building programs across the Bank.
Collaborate with Credit, Risk, Compliance, HR, Operations, Business and Investor Relations teams on ESG initiatives.
Support engagement with external stakeholders including regulators, investors, DFIs, and community partners.
Promote responsible banking, financial inclusion, and consumer protection principles.


Sustainability & Impact Initiatives


Support implementation of sustainability initiatives including financial inclusion, climate risk awareness, and responsible digital finance.
Assist in assessing the social and environmental impact of products and services.
Monitor emerging ESG risks and regulatory developments relevant to the Bank.


Key Performance Indicators (KPIs)


Effectiveness of ESG risk screening and monitoring
Quality and timeliness of ESG reporting
Compliance with ESG policies and regulatory requirements
Closure of ESG-related issues and action plans
Level of ESG awareness across the organization


Required Qualifications & Experience

Education


Bachelor's degree in environmental science, Sustainability, Finance, Economics, Business Administration, Risk Management, or related field


Professional Certifications (Preferred)


ESG, Sustainability, or Environmental & Social Risk certifications (e.g. GARP SCR, IFC ESRM, CFA ESG) are an advantage


Experience


4 - 7 years' experience in ESG, sustainability, risk management, compliance, or related roles within financial services, fintech, or development-focused institutions
Understanding of environmental and social risk management in lending is an advantage


Core Competencies & Skills


Deep understanding of ESG and sustainability principles
Good understanding of financial services and technology
Strong analytical, documentation, and reporting skills
Attention to detail and risk awareness
Strong communication and stakeholder engagement skills
High ethical standards and integrity
Ability to work collaboratively in a fast-paced environment