Field Credit Officer at Fort Knox Group

Location:


Iwo, Osun State
Ife, Osun State
Osogbo, Osun State
Ila, Osun State
Ifo, Ogun State
Isolo/Ago Palace, Lagos State
Effurun, Delta State
Oshimili, Delta State
Jeddo, Delta State
Ado-Odo, Ota Ogun State
Obafemi Owode, Ogun State
Yewa South, Ogun State
Odigbo, Ondo State
Ijebu-Ode, Ogun State


Salary: ₦175000

Employment Type: Full-time

Key Responsibilities


Follow up on overdue and delinquent loan accounts.
Conduct field visits to customers, guarantors, and business locations.
Negotiate repayment plans and settlements where applicable.
Ensure recovered funds are properly documented and remitted.
Maintain accurate recovery records and daily recovery reports.
Track recovery performance against assigned targets.
Escalate high-risk or chronic default cases to management.
Educate customers on repayment obligations and consequences of default.
Handle disputes and repayment challenges professionally.
Maintain a firm but respectful relationship with customers.
Ensure recovery activities comply with company policies and regulations.
Avoid harassment or unethical recovery practices.
Report suspected fraud or loan misuse promptly.


Education


B.Sc/HND/OND at the minimum.
Basic Knowledge in accounting, finance and mathematics
Minimum 2 - 3 years experience in SME Loan or Merchant Lending
Previous work Experience or training in sales (Preferred)