Key Purpose of the role
The role involves policy and benefit reviews to identify client needs. The Financial Advisor will ensure that clients are always aware of product enhancements that may benefit their existing or new need. The Financial Advisor will always conduct financial needs analysis and or assess risk appetite before recommending changes to their existing product structure and or fund portfolios.
Job Category
We are looking for a suitably experienced Financial Advisor to become part of our vibrant and dynamic sales team. This individual will consult with existing Discovery Life, Invest and Insure clients to offer them specialist advice on their current products, benefits and or fund selection. This role drives ongoing servicing of existing clients and as such is remunerated on a non-commissionable basis.
Key Responsibilities
Your tasks will typically involve:
conducting in-depth reviews of clients' financial goals, from risk protection to wealth creation
conducting a financial needs analysis and preparing proposals best suited to meet individual clients' requirements
providing clients with information on new and existing products, benefits and services
designing financial strategies
assisting clients to make informed decisions
reviewing and responding to clients changing needs and financial circumstances
contacting clients with news of new financial products or changes to legislation that may affect their savings and investments
Review client policies regularly to determine if adjustments are needed because of personal or financial changes
Personal Attributes and skills:
Strong Customer focus
Networking skills
Proactive engagement
Service orientated mind-set is critical
Strong Planning and organisational skills
Qualifications and Experience:
Minimum
Wealth management qualification with at least 120 credits
RE5 qualification
At a minimum 2 years' experience as a Financial Advisor
Beneficial:
Understanding of Financial Planning
Knowledge of insurance (short-term, health, risk and investment industry)