Financial and Credit Analyst

Purpose of the Role The Financial and Credit Analyst provides rigorous financial analysis, forecasting and credit management support to strengthen the hospital's financial performance, protect revenue and guide sound decisions. Key Responsibilities Analyze financial data, trends and variances, and prepare reports and insights for management. Support budgeting, forecasting and financial modelling, including scenario and cost analysis. Assess the creditworthiness of corporate clients, insurers, sponsors and other payers, and recommend credit limits and terms. Monitor receivables and aging, follow up on overdue accounts, and recommend collection and risk-mitigation strategies. Track key financial and operational indicators and flag risks and opportunities early. Analyze service-line costs and profitability to support pricing and investment decisions. Support month-end close, audits and compliance with financial policies and procedures. Prepare financial reports and presentations for management, the Board and funders. Lead or contribute to improvement projects in financial processes, collaborating with clinical and administrative teams. Requirements Qualifications and Experience Bachelor's degree in Finance, Accounting, Economics or a related field. Professional qualification (e.g. CPA, CFA, ACCA or equivalent) is an advantage. Minimum 7 years of progressive leadership experience in financial analysis, credit management or related finance roles. Hospital or healthcare experience is preferable but not mandatory. Advanced skills in Excel, financial modelling and reporting or BI tools; experience with ERP systems. Solid understanding of credit risk assessment and receivables management. Skills and Competencies Strong problem-solving and critical-thinking skills. Works well in a team; collaborative and able to guide and mentor others. High accuracy, integrity and attention to detail. Clear written and verbal communication. Proactive, organized and comfortable working to deadlines.