FP&A Senior Associate - Cards Stream at Renmoney

The Position


The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.


What You Will Do

Financial Modelling & Scenario Analysis


Build, validate, and maintain credit and debit cards financial models to assess business performance.
Conduct scenario and sensitivity analysis to support long-term planning.
Support M&A due diligence and integration efforts, if applicable.


Financial Planning & Forecasting


Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
Develop and maintain rolling forecasts to reflect changing business conditions.
Analyse variances between actual budgets, and forecasts, providing actionable insights.


Business Partnering & Decision Support


Provide product profitability optimisation and portfolio management support.
Collaborate with department heads to track performance against financial targets.
Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
Evaluate business cases for new projects, investments, or cost-saving opportunities.


Financial Reporting & Analysis


Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
Conduct profitability analysis by business unit, product line, or region.
Identify trends, risks, and opportunities through financial and operational KPIs.


Process Improvement & Systems


Enhance financial planning processes through automation and best practices.
Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
Ensure data accuracy and integrity across financial systems.


Requirements

What You Bring

Education & Experience


2 - 5 years of experience in card modeling.
Bachelor's degree in finance, Accounting, Economics, or a related field.
Experience in financial modeling, budgeting, and forecasting.
Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.


Key Competencies


Strong analytical and problem-solving skills.
Excellent communication and presentation skills.
Ability to work cross-functionally and influence decision-making.
Detail-oriented with a strong focus on accuracy.
Adaptable to fast-paced and dynamic environments.