Role Summary
This role supports the design, implementation, and monitoring of fraud prevention and risk management frameworks to protect the organization from financial crime, operational risk, and regulatory breaches. The Fraud & Risk Officer works closely with compliance, product, operations, and technology teams to identify, assess, and mitigate fraud and risk exposures across digital products and business processes. Fintech experience is mandatory.
Key Responsibilities
Monitor suspicious activity with regards to financial transactions, reconciliations and general monitoring.
Develop detection rules and risk models by assisting in the execution of fraud risk testing, control validation, and effectiveness reviews.
Work with Compliance and Engineering to align with business strategy and stay up to date on changes within the Fintech space.
Support fraud investigations by gathering, analysing, and documenting evidence related to suspicious activities or incidents.
Assist in the development and implementation of fraud risk management and operational risk policies, procedures, and controls.
Conduct regular fraud and risk assessments across products, platforms, and business processes to identify vulnerabilities and emerging threats.
Monitor transactions and business activities to detect potential fraud patterns, anomalies, and control weaknesses.
Support fraud investigations by gathering, analysing, and documenting evidence related to suspicious activities or incidents.
Collaborate with cross-functional teams to document and evaluate existing fraud prevention and risk control measures.
Analyse and report findings from fraud and risk assessments, highlighting trends, root causes, and opportunities for control improvements.
Support the implementation and tracking of remediation actions and risk mitigation strategies.
Maintain and update fraud and risk documentation, including risk registers, control matrices, incident logs, and process flows.
Monitor and follow up on identified risk issues, fraud cases, and control deficiencies until closure.
Provide guidance and awareness training to staff on fraud risks, red flags, and risk management best practices.
Stay up to date with relevant fintech regulations, fraud typologies, and industry best practices (e.g., AML, KYC, transaction monitoring).