Purpose Statement
To influence and provide Intuitive Credit insight to the Business Bank Credit divisional strategy and translate it into a strategy and operating model for Intuitive Credit.
To lead and manage the Intuitive Credit department, accountable for departmental strategy and optimal performance through business planning, budgets, goals and metrics, people, standards, principles and processes.
Experience
8yrs+ management in a senior role within a business and commercial banking and/or credit environment, preferably at a commercial level, given the complexities involved in the Intuitive Credit segment; Or
As a specialist in a leadership role such as a Credit Analyst, Actuary.
Proven experience of using influence and relationships to drive and achieve objectives.
Experience of strategically leading, planning and managing Credit initiatives.
Qualifications (Minimum)
Bachelor's Degree in Accounting - Financial Accounting or Management Sciences
Qualifications (Ideal or Preferred)
Post Graduate Diploma in Finance or Business Management
Knowledge
Strategic credit risk management
Credit scoring and credit risk strategic experience across the credit life cycle
Banking and financial Services Industry
Basel II
Broad business knowledge and acumen
Up to date knowledge of the Credit Risk regulatory requirements
Knowledge and experience of Intuitive Credit life cycle/value chain.
Commercial, business and financial principles and practices.
Building and developing effective teams.
Intuitive Credit relevant management systems.
Governance and risk management principles
Business products, processes, policies and systems
Fundamental IT systems and data analysis
Quality principles and practice
Skills
Communications Skills
Decision making skills
Commercial Thinking Skills
Strategic Thinking Skills
Analytical Skills
Management skills