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Head Of Risk & Compliance at Mwananchi Credit Ltd
Mwananchi Credit Ltd
September 01, 2026
Full-time
On-site
We are seeking an experienced and strategic Head of Risk & Compliance to lead the development, implementation and monitoring of effective risk management and compliance frameworks that support business growth, financial stability and regulatory compliance.
The successful candidate will be responsible for credit policy development, loan portfolio risk management, enterprise risk management, regulatory compliance, fraud risk management, risk reporting, and strengthening risk and compliance processes through data and technology.
Key Focus Areas
Credit Policy & Portfolio Risk Management
Enterprise Risk Management & Risk Assessments
Regulatory Compliance & Internal Controls
Fraud Risk Management & Investigation
Risk Registers, KRIs & Compliance Reporting
Loan Portfolio Analysis, including PAR, NPLs & Default Rates
Data Analytics, Monitoring & Risk Dashboards
Stakeholder, Client & Cross-Department Collaboration
Minimum Requirements
Bachelor's Degree in Finance, Accounting, Economics, Business, Risk Management, Banking or a related field
7+ years of relevant experience in Risk Management, Compliance, Credit Risk, Internal Audit or Enterprise Risk
3+ years in a senior or leadership position
Experience in Microfinance, Banking, SACCOs, Digital Lending or Credit/Lending Institutions
Relevant professional certification in Risk, Compliance, Audit or Fraud Management is an added advantage
Role Expectations
The role will be expected to strengthen the organisation's risk and compliance environment by ensuring timely risk assessments, effective risk registers and KRIs, regulatory compliance, fraud prevention and investigation, portfolio monitoring, and accurate management reporting.
The successful candidate will be responsible for credit policy development, loan portfolio risk management, enterprise risk management, regulatory compliance, fraud risk management, risk reporting, and strengthening risk and compliance processes through data and technology.
Key Focus Areas
Credit Policy & Portfolio Risk Management
Enterprise Risk Management & Risk Assessments
Regulatory Compliance & Internal Controls
Fraud Risk Management & Investigation
Risk Registers, KRIs & Compliance Reporting
Loan Portfolio Analysis, including PAR, NPLs & Default Rates
Data Analytics, Monitoring & Risk Dashboards
Stakeholder, Client & Cross-Department Collaboration
Minimum Requirements
Bachelor's Degree in Finance, Accounting, Economics, Business, Risk Management, Banking or a related field
7+ years of relevant experience in Risk Management, Compliance, Credit Risk, Internal Audit or Enterprise Risk
3+ years in a senior or leadership position
Experience in Microfinance, Banking, SACCOs, Digital Lending or Credit/Lending Institutions
Relevant professional certification in Risk, Compliance, Audit or Fraud Management is an added advantage
Role Expectations
The role will be expected to strengthen the organisation's risk and compliance environment by ensuring timely risk assessments, effective risk registers and KRIs, regulatory compliance, fraud prevention and investigation, portfolio monitoring, and accurate management reporting.