Role Overview
The Head of Treasury will own the end-to-end treasury function across all markets, ensuring optimal liquidity, capital efficiency, FX execution, and settlement integrity across the multi-country payment infrastructure.
This is a strategic and operational leadership role responsible for designing and running the treasury architecture that enables the business to scale across markets. The role goes beyond cash management — it includes liquidity strategy, FX execution (including OTC), banking infrastructure, and capital optimization.
The ideal candidate has deep experience in fintech, payments, or banking treasury environments, with strong exposure to multi-currency, multi-market liquidity systems and high-volume transactional flows.
Key Responsibilities
Treasury Strategy & Capital Efficiency
Define and own overall treasury strategy across all markets
Optimize capital allocation, liquidity efficiency, and float utilization
Ensure efficient deployment of funds across wallets, banks, and partner rails
Drive improvements in cash velocity and working capital efficiency
Provide strategic input on business expansion from a liquidity perspective
Liquidity & Float Management
Own real-time liquidity positioning across all currencies and markets
Design systems to ensure continuous liquidity availability across rails
Forecast liquidity requirements based on transaction volume and growth projections
Minimize idle cash while ensuring operational settlement readiness
Build dashboards for real-time liquidity visibility and decision-making
Treasury Operations & Settlements
Own all cross-border and domestic settlement flows
Ensure accurate, timely, and controlled disbursements and reconciliations
Design scalable settlement architecture across banks, PSPs, and mobile money operators
Reduce settlement failures through process design and operational controls
Ensure strong auditability and reconciliation integrity across all flows
FX, OTC & Liquidity Markets
Own FX strategy across all markets and currencies
Establish and manage an internal OTC desk for liquidity and currency conversion
Identify, onboard, and negotiate FX providers and liquidity partners
Execute and optimize buy/sell flows for fiat and stable coins where applicable
Manage FX exposure and implement hedging strategies
Optimize spread capture and FX execution efficiency
Banking, PSP & Partner Infrastructure
Own relationships with banks, PSPs, mobile money operators, and settlement partners
Negotiate float terms, fees, settlement cycles, and liquidity arrangements
Design and optimize multi-partner treasury infrastructure
Support onboarding of new financial partners from a treasury readiness perspective
Forecasting & Treasury Intelligence
Build short, medium, and long-term cash flow forecasts
Align treasury forecasts with business growth and transaction dynamics
Provide actionable insights on liquidity and capital planning
Track cash efficiency, FX performance, and settlement health
Controls, Risk & Governance
Establish treasury controls, policies, and governance frameworks
Ensure compliance with internal and regulatory requirements
Maintain audit-ready documentation
Embed strong controls across FX, settlements, and liquidity management
Systems & Automation
Drive automation of reconciliations, liquidity tracking, and reporting
Partner with engineering to build real-time treasury systems
Ensure data integrity and scalability of treasury platforms
Implement dashboards for executive decision-making
Leadership Scope
Build and lead the treasury function as the company scales
Define structure, processes, and eventually hire and manage a team
Act as the primary treasury authority across all markets
Requirements
7 - 12+ years experience in treasury, FX, liquidity, or banking operations
Strong background in fintech, payments, banking, or financial infrastructure
Experience managing multi-currency and multi-market treasury operations
Deep understanding of:
Liquidity management
FX markets and execution
Payment settlement systems
Banking and PSP infrastructure
Experience building or scaling treasury systems in high-volume environments
Strong analytical and financial modelling skills
Experience in African or emerging markets preferred
Preferred Qualifications
Experience running or participating in an OTC or FX trading function
Exposure to stable coin or digital asset liquidity management
Experience in high-growth fintech or cross-border payments companies
Strong automation or systems mindset (treasury tech stacks, APIs, dashboards)