Job Purpose
To add value and provide support to business through market research, effective analysis of data and financial management to ensure that Personal Banking meets financial objectives.
Supporting and adding value to the organisational budgeting, pricing processes and financial performance. Valuate the profitability of all products within Personal Banking. Create new and maintain existing Joint Venture servicing and support processes.
People Specification
Strong analytical capability with the ability to consolidate data and identify trends
Sound understanding of financial accounting, financial management, cost & management accounting, and technical accounting
Ability to think creatively, innovate, and contribute to continuous improvement initiatives
Experience in conceptualising processes, procedures, and product enhancements
Strong stakeholder management skills with the ability to influence and secure buy-in
Proven ability to build and maintain effective relationships with internal and external stakeholders
Ability to collaborate effectively within cross-functional teams
High level of integrity, ethics, and confidentiality
Strong conflict resolution and team dynamics management skills
Ability to communicate complex information clearly to various stakeholders
Knowledge of industry trends, benchmarking practices, and relevant systems/tools
Job Responsibilities
Meet financial objectives by supporting and adding value to the organisational budgeting and pricing processes.
Valuate the profitability of identified products within Personal Banking. Provide meaningful recommendations, explanations and highlights of concerns.
Maintain and enhance volume incentive and profitability tracking processes.
Manage and direct the market research process and analysis of financial and market related data to determine the value and feasibility of new potential Personal Banking Joint Ventures. Provide meaningful recommendations, explanations and highlights of concerns.
Maintain and enhance Personal Banking Joint Venture servicing and support processes.
Participate in internal and external forums and committees to share and acquire understanding of factors influencing the business and the Group.
Meet internal and external customer requirements to ensure adherence to service level agreements.
Deliver business, client and relationship results and build collaborative relationships with stakeholders through interaction.
Meet deadlines and targets through prioritising effectively, planning and communicating.
Maintain high standards of analysis and reporting within defined timeframes by planning, organising and monitoring workflow.
Achieve business objectives within specific timeframes by scheduling and coordinating activities and identifying appropriate resources to perform these activities.
Meet business objectives by making timeous and informed decisions.
Deliver a world class service through others by ensuring a client centric culture through required interventions.
Essential Qualifications - NQF Level
Professional Qualifications/Honour's Degree
Preferred Qualification
Bachelor of Commerce (BCom) in Financial Management, Accounting, or a related discipline
AND/OR
A Chartered Accountant (CA(SA)) qualification
Minimum Experience Level
Minimum of 3 years' experience in the Banking or Financial Services industry, specifically within a Finance environment (including articles).
Technical / Professional Knowledge
Banking procedures
Business principles
Business writing
Cluster specific operations
Governance, Risk and Controls
Principles of financial management
Relevant regulatory knowledge
Relevant software and systems knowledge
Research methodology
Decision-making process
Behavioural Competencies
Applied Learning
Communication
Decision Making
Work Standards
Managing Work
Technical/Professional Knowledge and Skills
Closing Date: 28 May 2026