As a Mid level Java Developer in the Digital Lending Development team, you will lead the design, development, and optimization of backend systems that power the bank's digital credit offerings. These include mobile microloans, SME working capital products, digital payments, and credit scoring services.
You will own end-to-end delivery of complex modules, mentor junior engineers, and ensure scalability, and security in enterprise-grade systems deployed across multiple countries. The role requires strong expertise in Java, Spring Boot, and microservices, coupled with an ability to collaborate across product, architecture, and operations teams.
THE KEY RESPONSIBILITIES
Design and implementation of scalable backend services using Java and Spring Boot.
Architect and develop REST APIs, event-driven systems, and microservices for lending workflows.
Ensure code quality through peer reviews, automated testing, CI/CD practices, and code refactoring.
Mentor and guide junior developers, fostering engineering best practices.
Collaborate with internal stakeholders, such as QA testers, product analysts, and fellow developers to deliver assigned features.
Monitor system performance, troubleshoot complex issues, and implement proactive fixes.
Contribute to Agile ceremonies (planning, grooming, retrospectives) and influence product design.
Maintain strong focus on secure coding standards and compliance with banking regulations.
CORE ACCOUNTABILITIES AND DELIVERABLES
Delivery of features and modules with minimal supervision.
High-quality, unit-tested, and production-ready code.
Reduced system downtime and improved performance metrics.
Coaching and mentoring of team members for skill growth.
Continuous improvement of architecture and processes in the squad.
Qualifications
4-6 years of hands-on backend development experience with Java.
Experience in fintech, banking, or lending systems.
Strong exposure to microservices architectures in production.
Experience leading small teams or mentoring developers.
Must-Have
AÃÂâÃÂÃÂÃÂïbachelor's Degree,ÃÂâÃÂÃÂÃÂïDiploma, orÃÂâÃÂÃÂÃÂïprofessional certificationÃÂâÃÂÃÂÃÂïinÃÂâÃÂÃÂÃÂïComputer Science,ÃÂâÃÂÃÂÃÂïSoftware
Engineering,ÃÂâÃÂÃÂÃÂïInformation Technology, or a closely related field.
Nice-to-Have
Lending or Fintech-related certificationsÃÂâÃÂÃÂÃÂï(e.g., Certified Credit Professional, Digital Lending Compliance) reflecting domain knowledge in financial services or digital lending ecosystems.
Technical Competencies:
Expert in Java, Spring Boot, Microservices, REST APIs.
Strong experience with SQL/NoSQL databases (PostgreSQL, MongoDB, Redis).
Proficiency in unit/integration testing frameworks (JUnit, Mockito).
Hands-on with CI/CD pipelines (Jenkins, GitLab, Azure DevOps).
Exposure to cloud-native development (AWS/Azure, Docker, Kubernetes).
Solid understanding of event-driven systems, Kafka, RabbitMQ.
Strong knowledge of security standards (OAuth2, JWT, OWASP).
Leadership/Soft Skills:
Proven ability to mentor junior engineers.
Strong problem-solving and analytical thinking.
Effective communication with both technical and business stakeholders.
Ability to balance delivery speed with system quality.