Product Manager – Fraud and Credit Risk at Salt South Africa

If you love solving complex problems, working with data, and building products that actually make a measurable impact - this one's for you.
A rapidly growing fintech business is looking for a Product Manager to lead their Credit Risk & Fraud space. You'll sit right in the middle of product, data, engineering, risk, and operations - helping shape how the business makes smarter lending decisions, detects fraud faster, and protects customers at scale.
This is not a "keep the lights on" type of role. It's fast-moving, highly collaborative, and packed with interesting challenges where your work genuinely influences customer experience, business growth, and risk outcomes.


What you'll get stuck into


Owning the roadmap across credit risk, fraud, and automated decisioning
Improving fraud detection, approval rates, and customer onboarding journeys
Working closely with Data Science and Engineering teams to build scalable, smart solutions
Identifying trends, solving bottlenecks, and using data to guide product decisions
Collaborating with stakeholders across risk, compliance, operations, and commercial teams
Launching impactful product improvements and continuously optimising performance


What they're looking for


Around 5+ years' Product Management experience
Experience in fintech, lending, payments, fraud, banking, or other data-heavy environments
Someone analytical, curious, and commercially minded
Comfortable working with technical teams, APIs, integrations, and data-driven products
A Product Manager who enjoys balancing customer experience with smart risk decisions
Bonus points if you've worked with fraud tooling, decisioning engines, or machine learning products


Why this role is exciting


You'll work on products that directly influence business performance and customer trust
Strong product culture with close collaboration across teams
Opportunity to work on meaningful fintech challenges at scale
Lots of ownership, autonomy, and room to shape strategy
A genuinely smart team solving interesting real-world problems every day