Product Manager, Embedded Finance at Zeraki

What you'll do


As Product Manager, Embedded Finance, you will own the full lifecycle of financial products — from discovery to partner negotiations to product build to GTM to post-launch growth.
You will:
Lead Product Strategy for Embedded Finance
Shape a roadmap that transforms affordability and access to education across Africa
Combine data, user insight, UX psychology, and financial logic to prioritize sustainably
Identify the highest-leverage opportunities that accelerate adoption, trust, and retention
Build and scale financial products — payments, installments, savings, insurance
Design solutions from first principles: flows, states, edge cases, fallback logic
Set Definition of Ready / Definition of Done and own Product Owner responsibilities during delivery
Work daily with engineering to unblock ambiguity and keep delivery predictable
Drive first-time-use UX clarity — parents should never feel confused or unsafe when handling money
Drive Partner Success and Accountability

Evaluate and select FSPs (banks, microfinance institutions, insurers, KYC vendors)
Negotiate APIs, SLAs, commercial structures, and support responsibilities
Hold partners accountable for reliability, latency, settlement, and ticket turnaround times
Launch with operational maturity — not wishful thinking
Prepare comms, CX scripts, FAQs, escalation paths, fallback plans, and monitoring dashboards
Run readiness gates: no launch without support and visibility in place
Scale safely and iteratively — not through big-bang drops
Own business outcomes, not feature output
Track funnel conversion, retries, settlement disputes, claims success, retention
Move metrics every sprint — not every quarter
Decide when to iterate, scale, or stop based on real data
Product Managers
Have led a module, feature rollout, or product area end-to-end
Comfortable turning chaos into structured, actionable plans
Proven track record of shipping solutions tied to measurable outcomes
Experience gathering user insights and connecting product work to real business metrics
What success looks like in this role
Within 12 months:
Parents complete financial flows confidently in one session
Support tickets trend down because the product just works
Embedded Finance becomes a measurable driver of retention and LTV
Partnerships are productive and accountable — not optimistic and vague
Engineering reports predictable delivery and reduced ambiguity
You are seen internally as the go-to person for building value at scale


Ideal experience:


3 - 8+ years in Product Management for SaaS, fintech, payments, insurance, lending, wallets, or mobile money
Experience shipping complex, multi-stakeholder, API-or workflow-heavy products
Ownership of products through strategy → build → launch → GTM → scale
Experience working with banks, mobile money providers, insurers, credit-risk partners, or KYC/KYB vendors (advantage)