Product Manager / Product Owner - Financing Products at Mogo Finance
Mogo Finance
What you will do:
Product Ownership & Development
Own the product end to end. its design, pricing, terms, eligibility, customer journey and overall economics.
Continuously analyze customer needs and market data to create and refine the product so it stays competitive and relevant.
Define and prioritize the product roadmap; translate business goals into clear requirements for delivery teams.
Identify and launch new business lines, segments and product variations to open additional growth.
Growth & Scaling Issuances
Take full responsibility for scaling the product growing issuance volumes and portfolio within agreed budget and risk appetite.
Build and develop new client-acquisition channels (digital, branch, partner, agent and referral).
Drive both new client acquisition and up-sale / cross-sell to existing customers.
Improve the end-to-end sales funnel and conversion, removing friction across the customer journey.
Marketing & Communication
Own the full marketing plan for the product, from strategy through to execution and results.
Develop and oversee all content across channels - digital, social, print and offline / in-branch.
Initiate campaigns, promotions and special offers to keep issuances on plan and respond to market conditions.
Manage the marketing budget for the product and optimize spend against acquisition cost and return.
Cross-functional Leadership & Process Improvement
Lead IT and digital projects that improve product presentation, the sales funnel and operational efficiency.
Work closely with risk, credit, operations, sales and finance to balance growth with portfolio quality.
Generate and implement ideas to improve branches, shops and other customer touchpoints.
Performance & Accountability
Define, track and act on KPIs for product growth, customer acquisition, conversion, retention and profitability.
Use data and customer insight to make decisions, run experiments and report on performance to leadership.
Bring a growth mindset think big, take responsibility and own outcomes end to end.
What you Need:
Bachelor's degree in business, marketing, finance, economics or a related field.
4+ years of experience in product management, product ownership, product marketing or commercial roles - ideally in financial services, fintech, lending or a related consumer-facing industry.
Proven track record of growing a product, channel or P&L (e.g. growth in sales, issuances or revenue).
Experience owning marketing plans and campaigns across digital and offline channels.
Comfortable working with data and analytics tools to track performance and inform decisions.
Experience leading or coordinating IT / digital development projects (Agile / product-owner experience is an advantage).
Lending, credit or loan-product experience is a strong plus.
Nice to Have:
Strong ownership and accountability: treats the product as their own business.
Commercial and analytical: comfortable with data, unit economics and KPIs.
Growth mindset: ambitious, willing to think big and test new ideas.
Cross-functional leadership: influences and aligns teams without direct authority.
Customer centric: builds products and campaigns around real customer needs.
Execution focused: turns strategy into shipped results, fast.
Clear communicator: strong stakeholder management and reporting.
With us you will:
Feel Good
A friendly and dynamic work environment
An excellent well-being program:
Health insurance (after probation period)
Pension scheme (after probation period)
Active social life and events
Win
Fast results without the friction of bureaucracy
Great victories due to the transparency of the company and its goals
Bonuses and awards for the great work
Participate in victory celebrations with your co-workers
Grow
Together with an intelligent team
Yourself and the company with the established feedback culture
Your knowledge with training possibilities