Regulatory & Licensing Officer – MENA (Payments/ Fintech) at dLocal

What will I be doing?


Support license and registration applications across MENA jurisdictions (strategy, documentation, regulatory interactions) through to approval
Maintain and update the licensing tracker of the application status, timelines
Coordinate with external regulatory advisors and local law firms on license applications, structural questions, and regulatory perimeter assessments
Contribute to dLocal's long-term licensing strategy for the region
Maintain the regulatory framework by country and entity for day-to-day use: what licenses and permissions exist, what activities they authorise, applicable conditions, limits, and reporting obligations
Ensure quality, accuracy, and timely delivery of regulatory reports and compliance submissions for each licensed MENA entity
Identify and assess how regulatory requirements apply to new business needs (new flows, use cases, products), and design compliant operating models
Provide expert advice to internal teams
Support merchant and partner onboarding from a regulatory standpoint
Monitor regulatory developments and trends across the region


What skills do I need?


Advanced degree in Law, Compliance, Finance, or a comparable field
5+ years of experience in a regulatory affairs, compliance, or legal advisory role — ideally within a fintech, payments company, financial institution, or law firm operating in the MENA region
Deep knowledge of financial services regulation across MENA markets, including payment institution licensing frameworks, AML/CFT requirements, and data privacy obligations
Fluency in Arabic and English (written and spoken) is mandatory. French is a plus for Morocco-based candidates
Proven ability to operate across both licensing (forward-looking, strategic) and compliance/assurance (operational, day-to-day) functions
Experience managing regulatory relationships and submissions directly with MENA financial authorities
Highly analytical, structured, and detail-oriented — able to translate complex regulatory requirements into practical business guidance
Autonomous and hands-on, comfortable working in a fast-paced, international environment with multiple workstreams in parallel
Professional and collaborative, with strong stakeholder management skills across diverse internal teams