Job Summary
The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
He/ She will also be responsible for reviewing loan applications, evaluating the potential risks of granting loans to applicants
The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans on time.
Duties & Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and the feasibility of granting loans
Determine all applicable ratios and metrics, and set up debt payment plans
Communicate with clients either to request or to provide information
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure that they are complete and accurate according to policy
Update account records, compute payment schedules, and transactions on the ERP
Confer with underwriters to aid in resolving loan application problems.
Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options, and introduce different types of loans
Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
Go the "extra mile" to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.
Qualifications / Requirements
BSc Degree in Finance, Economics, or a related field
Proven working experience as a Loan Officer
Solid understanding of direct/indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment and meet set targets
Solid understanding of local, state, and federal loan regulations.
Knowledge of various financial products across the industry and sector
Customer service-oriented with exceptional.