Role Description
The Senior Enterprise Risk Management Officer (SERMO) is a member of ATIDI's Risk Management Department, responsible for supporting the Chief Risk Officer in implementing and overseeing the Enterprise Risk Management (ERM) framework. Within the Three Lines of Defence model, the SERMO sits firmly in the second line, providing independent oversight, challenge, and advisory support to business units (first line) while working closely with Internal Audit (third line) to strengthen risk governance.
The SERMO ensures that ATIDI operates within its Risk Appetite Framework, meets regulatory and rating agency expectations, and maintains resilience against emerging risks. The role also leads risk training and awareness, develops and coordinates a network of Risk Champions across departments, and ensures risk intelligence directly supports ATIDI's strategy, resilience, and stakeholder confidence.
Role Specifications:
Bachelor's degree in risk management, Finance, Economics, Business Administration, Information Systems, or related discipline. A Master's Degree will be an added advantage;
Membership in recognised professional associations, preferably FRM, PRM, CFA, CRM, CISA, CRISC;
Minimum 8 - 10 years progressive experience in risk management, with exposure to enterprise risk, operational risk, credit/sovereign risk, etc, in an insurer, development bank, multilateral institution, Central Bank or financial services firm or CIA;
Demonstrable experience managing enterprise risk frameworks and operational risk programs in complex, multi-country environments;
Experience in risk culture building through training, coaching, and setting up Risk Champions programs;
Experience designing and executing stress testing, scenario analysis, and early warning systems;
Knowledge of Basel, Solvency II, IFRS 17, and other regulatory/risk standards relevant to financial institutions and insurers;
Strong exposure to business continuity planning (ISO 22301), crisis management, and operational resilience frameworks;
Experience in data-driven risk reporting would be an advantage;
Excellent writing and presentation skills, with ability to prepare Board-level risk reports, dashboards, and position papers;