Senior Manager, Credit Advisory at NCBA Group

Job Purpose Statement

The Senior Manager Credit Advisory is primarily responsible for:


Delivery of Collection Target to a CRAG Portfolio of Corporate Customers under 'Watch'' category experiencing financial distress.
Primary, Secondary and desktop credit risk CRAG reviews of Corporate names to identify key credit risk concerns, come up with mitigation strategies & covenant/monitoring actions/targets
Turn Around of CRAG watch names to resolve credit risk concerns and return them to 'Normal', 'Exit' or Downgrade to 'NPL/Recoveries'
Adoption and relationship management of CRAG names under Primary management to turn around, reduce, exit and collect based on strategy and target
Determining objectives, strategies and actions that need to be adopted to address business risk issues.
Reduce Bank's risk and achieve collections, reduce and managed exit solutions so that the bank realises maximum return in the shortest time possible.
Act as a point of contact for the Head of Credit Risk Advisory to discuss specific problems and act as a ''sounding board'' recommending appropriate solutions and strategies to achieve the bank's objectives.
Provide secondary support to the relationship team on problem accounts managed under the Normal or Watch category


Ideal Job Specifications

Academic:


Bachelor's degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
Master's Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.


Professional:


Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
Experience in engaging C-level management and senior executives in facilitating decision-making and reporting.
Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
Ability to coach, mentor, train and transfer skills to others.


Desired work experience:


At least five years' experience in corporate credit risk management.
Ability to coach, mentor, train and transfer skills to others.