Role Summary
Grow and manage Liquidcrest's SME loan portfolio in your branch. You'll acquire new business clients, assess their creditworthiness, ensure disbursement, and drive repayment/retention.
Key Duties
Acquire Clients: Source SMEs/traders via field visits, referrals, and market engagement to hit monthly disbursement tarÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàgets.
Assess & Originate: Conduct KYC, site visits, cash flow analysis, and prepare loan applications per CBN + bank policy.
Manage Portfolion Monitor repayments, manage PAR, do post-disbursement visits and early collectÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàion
Report & Comply: Submit daily/weekly reports. Keep all records accurate and compliant.
Requirements
Experience: 3 - 5 years as SME/RO in a CBN-licensed microfinance bank with proven loan book + collection results.
Skills: Strong sales, cash flow analysis, basic Excel, good English + local langÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàÃÂâÃÂÃÂÃÂàuage
Other: Must reside near assigned location. Ethical, target-driven, street-smart.
We Offer: Competitive Salary Base + incentives, HMO, pension, career growth.