End Date: April 24, 2026
Job Description
Specialist pricing
Play a key role in supporting the pricing function initiatives.
The focus is to provide advice and support in the development and implementation of pricing activities; enabling the provision of new products and investment portfolio pricing structures.
Support in the pricing and structuring of loans across AR Business Banking.
Assist with the management of pricing inputs in to determining pricing levels.
Support business decision-making by using financial data to provide pricing insights.
Support the development of models that aid the portfolio management function.
Support the facilitation of the optimization of value-aligned performance measures (risk adjusted return measures e.g. Return on Risk Weighted Assets, Return on Equity) based on the plans for the BUs.
Analyze the impact of upcoming regulation that has the potential to impact pricing.
Portfolio Management and Structuring
Obtain and monitor the risk-adjusted performance metrics and financial resource usage for each relevant business unit area within AR BB.
Assist with the optimization activity within those areas.
Provide insights into Financial Resource Management (FRM) related Committees and related forums. Includes research into benchmarking through peer analysis for hurdle and pricing targets.
Run analytics using Excel and available tools such as, but not limited to, Python and/or Power BI to enhance analysis and preparation of pricing and portfolio insights.
Assist with the structuring activity across the Business Units.
Interrogate historic portfolio performance metrics
Optimise (new) capital structures with regard to risk weighting outcomes and/or real-world pricing and rating agency trenching.Stakeholder management
Establish and manage relationships both internally and externally to enhance knowledge and skills.
Ability to build sound relationships with stakeholders.
Priorities the output of the team/self, ensuring delivery within deadlines.
Ability to work well under pressure.
Ability to absorb large volumes of information and identify the critical parts.
Understanding complexity and cross-functional work.
Very strong analytical and quantitative ability.
Identify and build on financial resource efficiency opportunities.
Have a good understanding and is up to date with relevant market and economic activity
Strong financial modelling abilities and data analytics.
Knowledge of banking products and related financial issues.
Review and challenge existing / developing financial / statistical models.
Ability to promote team spirit and culture.
Qualifications and Experience
Minimum qualification - Quantitative or Finance degrees e.g. Applied Mathematics, Actuarial Science, Econometrics, Finance.
Preferred qualification - Honors, Masters, CFA/FRM/CA(SA)/CIMA or studying towards these qualifications.
Preferred experience - Two to three years of experience in quantitative, financial modelling, quantitative regulatory and/or financial analysis.