Team Leader: Credit Intelligence Analysis at Capitec Bank
Capitec Bank
September 24, 2026
Full-time
On-site
Purpose Statement
To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank's credit strategy.
Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
6 - 8 years' experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
In case of Honours degree: 5 - 7 years' experience in retail credit analysis (including SQL programming and descriptive analytics).
Minimum of 3 years Portfolio specific experience.
Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
Capitec Bank experience
Qualifications (Minimum)
Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
A relevant post-graduate qualification in Finance or Statistics
Knowledge
NA
Skills
Communications Skills
Influencing Skills
Leadership Skills
Planning, organising and coordination skills
Presentation Skills
Project Management Skills (Methodolgy Specific)
Reporting Skills
Researching skills
Conditions of Employment
Clear criminal and credit record
To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank's credit strategy.
Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
6 - 8 years' experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
In case of Honours degree: 5 - 7 years' experience in retail credit analysis (including SQL programming and descriptive analytics).
Minimum of 3 years Portfolio specific experience.
Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
Capitec Bank experience
Qualifications (Minimum)
Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
A relevant post-graduate qualification in Finance or Statistics
Knowledge
NA
Skills
Communications Skills
Influencing Skills
Leadership Skills
Planning, organising and coordination skills
Presentation Skills
Project Management Skills (Methodolgy Specific)
Reporting Skills
Researching skills
Conditions of Employment
Clear criminal and credit record