Key Responsibilities
Market and sell consumer banking and business banking products.
Source and manage SME loan customers, especially within the FMCG sector.
Drive IPPIS lending by identifying eligible salary earners and processing loan applications.
Build and maintain relationships with SMEs, traders, distributors, retailers and salary earners.
Conduct preliminary customer assessment and collect required loan documentation.
Support credit appraisal by providing accurate customer and business information.
Follow up on loan repayments and support recovery where necessary.
Mobilise deposits and grow the customer base.
Meet assigned sales, loan disbursement and repayment targets.
Prepare periodic marketing, loan pipeline and customer activity reports.
Monitor customer accounts and identify cross-selling opportunities.
Ensure compliance with lending policies, KYC requirements and internal procedures.
Experience
Minimum of 2 years' relevant experience in business development, credit marketing, SME lending, microfinance, cooperative lending or consumer banking.
Experience in IPPIS lending is required.
Experience in SME/FMCG lending is strongly preferred.
Proven ability to generate loan customers and manage customer relationships.