Job Summary
As the Loan Officer, you will be responsible for sourcing and managing SME clients, driving loan portfolio growth, conducting credit assessments, and ensuring the quality and performance of the loan book.
Responsibilities
Source and onboard qualified SME clients seeking business and commercial loan facilities
Conduct credit assessments, financial analysis, and loan appraisals to evaluate borrowing capacity and risk
Manage the end-to-end loan process, including documentation, disbursement, and portfolio monitoring
Build and maintain strong relationships with SME customers to drive retention and repeat business
Achieve assigned loan disbursement, portfolio growth, and repayment targets while maintaining portfolio quality
Requirements
Bachelor's Degree in Finance, Banking, Business Administration, Economics, or a related field
Minimum of 1 year experience in SME lending, commercial lending, credit analysis, business banking, or microfinance operations
Strong understanding of SME financing, credit risk assessment, financial statement analysis, and loan structuring
Excellent relationship management, negotiation, and business development skills
Proven ability to generate quality loan assets and achieve portfolio growth targets.