This role is suited for individuals with a strong background in credit analysis, secured lending, portfolio management, and collections, and the ability to drive business growth while maintaining high asset quality and strict adherence to lending standards.
Key Responsibilities
Originate and grow a quality loan portfolio in line with company credit policies
Conduct detailed credit appraisal, financial analysis, and risk assessment
Prepare and submit credit proposals for approval
Ensure proper loan documentation, disbursement, and compliance with internal controls
Monitor and manage the loan portfolio, ensuring strong repayment performance
Execute collections and recovery strategies to maintain low default levels
Build and maintain a credible and performing client base
Contribute to overall branch performance, growth, and profitability
Minimum Qualifications and Experience
Bachelor's Degree in Finance, Business Administration, Economics, or a related field
Minimum 2 - 4 years' experience in lending within a non-deposit taking microfinance institution
Proven track record in credit appraisal, loan processing, and collections
Strong understanding of credit risk management principles
Demonstrated ability to maintain a high-quality loan portfolio
High level of integrity, professionalism, and attention to detail