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Software Engineer: Back-End II at Capitec Bank

Capitec Bank
August 16, 2026
Full-time
On-site

We're growing our Credit Access team and we need someone who can hit the ground running, take ownership of meaningful work and help lift the people around them. A position in the team has recently opened up, and we're looking for a back-end engineer who doesn't need to be told twice. If you're the kind of person who spots a problem, solves it and then documents what you did for the next person we are looking for you.


What you'll do


Design and build robust back-end systems that support our credit estimate feature across both our website and app
Develop and maintain purpose lending products across our banking platforms including active migration work from legacy to modern systems
Write clean, reusable code, APIs and libraries that make life easier for the engineers who come after you
Optimise database queries and data models to keep things fast, reliable and scalable
Debug issues across all severity levels from minor fixes to escalated production incidents
Champion quality through automated testing, CI/CD practices and secure coding standards


The team


You'll be joining our Credit Nexis team a focused group of back-end engineers responsible for the services and features that help clients understand and access credit.
We own the full back-end of our credit estimate journey (website and app) and are the custodians of our purpose lending product suite.
Purpose lending is a product that pays retailers directly on behalf of clients — think home renovation suppliers, not a cash payout. It operates differently from a standard term loan, with its own interest rate structure and integration requirements. Our work sits at the intersection of client experience and financial infrastructure it's meaningful, technically interesting and directly affects how clients interact with their money.


Why this role is different


You'll work on features that are live, at scale and used by real clients not prototypes or internal tools
You'll have genuine influence on how we build and evolve our purpose lending stack, including active system migration work
Our team values autonomy we'll onboard you properly, and then we trust you to runts
We work in a flat, collaborative environment where initiative is noticed and rewarded our internal promotion rate reflects that


What we're looking for


3+ years' proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
Grade 12 National Certificate
A relevant tertiary qaulification in Information Technology
Solid back-end engineering experience we work in C#/.NET Core, AWS and SQL
The ability to translate complex business requirements into clean, scalable solutions
Experience with CI/CD pipelines A secure coding mindset — DevSecOps practices are part of how we work
Strong debugging skills you can diagnose and resolve issues independently
Leadership instinct you step up, share knowledge and help others when they're stuckA self-starting attitude after onboarding, you manage your own work
Good communication: you can explain technical decisions to non-technical people

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