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Software Engineer: Back-End II at Capitec Bank

Capitec Bank
August 16, 2026
Full-time
On-site
About the team


The Collections and Recoveries division is responsible for identifying, assessing, monitoring and mitigating risk across all recoveries-related activities.The team uses innovation and technology to build a world-class collections capability one that serves millions of South Africans at a pace and scale few environments can match. Every system you build feeds directly into that mission.


What you'll do


Translate business and technical requirements into back-end solutions that balance performance, security, resilience and cost
Build and optimise APIs, reusable libraries and database components that power real application functionality
Write business logic and algorithms that process data accurately and at speed
Champion quality through automated testing, CI/CD practices and secure coding principles (DevSecOps)
Debug issues across all severity levels and support standby operations when it counts
Share your work with the broader product team and contribute to a codebase the whole team is proud of


Why this role is different


Most engineering roles give you problems to solve. This one gives you problems that matter. You'll work inside one of South Africa's most active financial divisions where the systems you build directly affect how effectively we recover money and support clients in difficulty.
You'll have immediate access to executive management from day one, work alongside engineers who share knowledge freely, and operate in an environment where collaboration, innovation and creativity drive everything we do.We don't wear suits and we don't do bureaucracy for its own sake. We're passionate people who love what we do and we work together to make banking simple and transparent so that our clients can live better.


What we're looking for


3+ years' proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
Grade 12 National Certificate
A relevant tertiary qualification Information Technology
Solid back-end engineering experience with production-grade systems
Proficiency in C# and.NET Core
Working knowledge of AWS and Azure cloud platforms
Experience with PostgreSQL writing efficient queries and optimising data modelsUnderstanding of API design and development of reusable components
Comfort with CI/CD pipelines, automated testing and secure coding practices
Ability to debug complex issues under pressure and communicate clearly while doing it
A collaborative mindset you build for the team, not just for yourself


What's in it for you


We want our people to be the best they can be, which is why we invest in their growth and development and proactively encourage continuous learning. We have a high internal promotion rate. If you take initiative and back yourself, the path forward is yours to shape.
Our Employee Value Proposition gives every member of our team real value,thhrough meaningful involvement in our organisation, cohesive teams, growth opportunities and employee benefits.


You'll also get:


Access to cutting-edge cloud infrastructure across AWS and Azure
A team culture built on humility, openness and shared ownership
The kind of scale that makes the work genuinely challenging and genuinely rewarding
An open-door policy that gives you real access to the people who make decisions

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