Location: Iwo Road & Egbeda, Ibadan, Oyo State
We are currently hiring Credit Officers / Field Workers to join our team in Iwo Road and Egbeda, Ibadan.
The successful candidate will be responsible for identifying, mobilizing, appraising, and managing clients within assigned communities. You will work directly in the field to grow our loan portfolio while maintaining quality service and low default rates.
Key Responsibilities:
Client Mobilization: Identify and recruit new clients for group and individual loans in Iwo Road and Egbeda markets/communities
Loan Appraisal & Disbursement: Visit clients' businesses, assess loan applications, and ensure proper documentation
Loan Recovery: Ensure timely collection of loan repayments and manage portfolio at risk
Customer Service: Educate clients on loan products, repayment terms, and financial discipline
Field Reporting: Submit daily reports on visits, collections, and new leads to the Branch Manager
Business Growth: Achieve monthly targets for disbursement, recovery, and client retention
Requirements & Qualifications
Education: Minimum of SSCE. OND. B.Sc
Experience: 6 months experience. Fresh graduates are welcome. Previous experience in MFI, banking, or sales is an advantage
Skills:
Good communication and marketing skills
Must be comfortable with field work and door-to-door marketing
Basic numeracy and record-keeping skills
Honest, disciplined, and target-driven
Other Requirements:
Must reside in or around Iwo Road or Egbeda, Ibadan
Must own an Android smartphone
Must have good knowledge of Ibadan markets and communities
Ability to meet targets under pressure
What We Offer
Competitive basic salary + Attractive field/collection bonuses
Transport and data allowance
Training and career growth opportunities
Friendly work environment